Over the next few years, Canada will see the highest number of mortgage renewals in history. That means millions of homeowners will face higher rates and with that, tough choices. Remember that a mortgage renewal doesn’t mean you have to stay with your current lender. It’s the perfect opportunity to reassess your financial goals, shop for better rates, or restructure your mortgage to improve cash flow. Whether it’s switching lenders, accessing equity, or consolidating debt, Lotus Loans & Mortgages help clients make smart, strategic moves at renewal time — don’t just sign on the dotted line! A quick conversation with Lotus Loans & Mortgages now could save you thousands over the next term so think of Lotus Loans & Mortgages when you hear someone talk about their upcoming mortgage renewal.